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Thought Leadership

David Schraub participated in numerous research efforts on actuarial technology research topics in general, and on AI/ML topics in particular.   

2026

01-2026

Academy of Actuaries webcast - Ensuring Fairness in Life Insurance Underwriting: A Governance Checklist

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Back to basic is important.  How does one define Bias?  How does one measure Bias?  What are Human Bias and Algorithm Bias?  This webcast explores these concepts to ensure understanding.

2025

12-2025

Bias for Actuaries at 101 Level

Back to basic is important.  How does one define Bias?  How does one measure Bias?  What are Human Bias and Algorithm Bias?  This webcast explores these concepts to ensure understanding.

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12-2025

Full Stack Actuarial - Bias Testing and US Regulatory Framework

This conference targeting technical actuaries allowed Francois Hu and myself to present on Bias.  To ensure actuaries are doing the right thing.

12-2025

Virtual Impact Repository of AI Tools

The International Association of Actuaries showcases the various AI tools that actuaries could use to enhance their skillsets.  Vibe coding, LLM access through API in Python, and the multiple usages of LLM in mundane work.

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11-2025

Beyond Compliance: Operationalizing VM-22 for Insight & Impact Webcast

VM-22 is a hot topic and ensuring the process is smooth is critical

11-2025

Actuarial Professionalism Surrounding AI 

How to manage this new AI employee, both knowledgeable and clueless?  Nice Hartford discussion.

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11-2025

SOA ImpACT - Is AI helpful, professionally?

Let's debate if AI can help ensuring you remain professional in performing actuarial services

10-2025

GenAI professionally

Chicago discussion at Roosevelt University to discuss how AI can be used professionally.

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09-2025

ValAct Virtual Bias Testing and Case Study

The virtual audience was engaged in understanding bias and how to perform these tests

09-2025

ValAct Virtual 1A: AI Governance checklist & Auditing an algorithm

How auditing a Predictive Analytics and a GenAI models differ.

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09-2025

ValAct Virtual InsurTech Market Overview

Presenting Virtually how InsurTechs and incumbents work together.

09-2025

Conference of Consulting Actuaries webcast on Emerging Risk Surveys

The Emerging Risk Survey helps actuaries take the long view when looking at possible risks.

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08-2025

ValAct session Professionally Using GenAI

AI is useful, but don't lose your soul.

08-2025

ValAct session - Breakfast Emerging Topics

Nice chat with actuaries on how AI will change the day-to-day work of an actuary.

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08-2025

ValAct session InsurTech, a Market Overview

How the incumbents and the start-ups collaborate to provide technological solutions.

08-2025

ValAct session on Bias Testing

General session for this Bias topic. The Digital Owl case study resonates well with the audience.

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06-2025

Bias testing for DigitalOwl - June 2025

Real case of bias and accuracy testing, not a theoretical framework. Let's get it done!

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06-2025

ITIC on June 12

Is the Growth of InsurTech Startups a Threat or an Opportunity for Established Insurers?  This was a pleasant conversation with both panelists and attendees.

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(Hint: need to define terms and realize it is
an ecosystem)

06-2025

SOA webcast - Predictive Analytics to Forecast Policyholder Behavior -
June 12

Akur8 and Atidot presented how one can model policyholder behavior, price elasticity, cohort modeling.  Fascinating. Tricky part to do a webcast in the hallway of a conference I was presenting at ;-)​

Site: soa.org

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05-2025

SOA webcast - AI Tools You Can Use - May 27

Live demo of Cursor, ChatGPT and other tools in actuarial settings.  Very engaging

04-2025

AI Regulations - Testing Models for Discrimination - April 22

What is the Colorado SB21-169 telling us?  Where are the regulators moving towards?  Catch the recording or reach out to me to chat.

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05-2025

Comment letter on CO
SB21-169

My suggestions to the Third Party Data and Models Working Group, as well as o Colorado DORA on Regulation 10-1-1

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2022 to 2024

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05-2024

Actuaries Club of Philadelphia

Interesting discussion at the Spring Meeting of the Actuaries Club of Philadelphia on Bias in Insurance on Tuesday, May 14, 2024 at The Kimpton Hotel Monaco. Slides are on the club's site at www.phillyactuaries.org

05-2024

Workshop on Fairness and Discrimination in Insurance

The Laval University organizes an entire day on Fairness and Discrimination on Thursday, May 16 with remote and on-site attendance.  Join us!​

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To register: https://iid.ulaval.ca/jeda24/

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04-2024

Innovation & Fainess

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This presentation to the Colegio Actuarial Mexicano, Chicago Campus, covers current innovation and the process of innovation - Persona, Journey map... - and provides an overview of fairness. 

12-2024

Webcast Fighting Bias

After regulatory and societal perspective, a few rabbit holes were explored and explained how to find and fix possible biases.​

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SOA.org

©SOA

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09-2023

Top Actuarial Technologies of 2022-2023

This survey shows data visualization, PM, and cloud computing/storage top the list, with increase frequency of usage since 2019, followed by blockchain/distributed ledger, version control/shared coding and RPA.  AI, ML, ChatBots and Unstructured data are nascent.

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https://www.soa.org/resources/research-reports/2019/actuarial-innovation-technology/

@SOA

04-2024

TechTalk: AI Ethics Showdown

MassChallenge presented TechTalk: AI Ethics Showdown, where AI thought leaders share their unique perspectives on AI responsibility and how startups play a critical role in shaping the future of artificial intelligence. 

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06-2024

Model validation white paper

Model validation is one of the basic tasks an actuary does. This white paper should help ensure all aspects are covered.

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10-2023

Zero-Knowledge Proofs: Emerging Opportunities for the Insurance Industry

Zero-Knowledge Proofs (ZKPs) represent an innovative suite of cryptographic algorithms that empower various parties, especially the insurance community, to validate the accuracy of sensitive information without revealing the actual information itself.

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https://www.soa.org/4a8205/globalassets/assets/files/resources/research-report/2023/zero-knowledge-proof.pdf

@SOA

10-2023

Alternative Data Usage in Life and Health Insurance

Alternative data sources beyond policy in-force data and claims data are increasingly seen as a valuable resource for life and health insurance. These non-traditional data sources can have advantages due to, among other factors, the speed of data collection, increased data accuracy and granularity, and the provision of information on lifestyle and behavioral characteristics.

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https://www.soa.org/4a7df5/globalassets/assets/files/resources/research-report/2023/alternative-data-usage.pdf

©SOA

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06-2023

InsurTech Update - 06/2023

Contextualized insights on the state of the InsurTech Ecosystem

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https://www.soa.org/49ecd7/globalassets/assets/files/resources/research-report/2023/insurtech-insight-2023.pdf

@SOA

05-2023

Innovation in Life Underwriting

Evaluate epigenetic, medical tests, and wearable  for use in Life UW based on the value added, workflow integration, regulation sensitivity, reputational risk, vulnerability and other implementation obstacles.   

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https://www.soa.org/49b2c6/globalassets/assets/files/resources/research-report/2023/innovations-affecting-underwriting.pdf

@SOA

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