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Thought Leadership

David Schraub participated in numerous research efforts on actuarial technology research topics in general, and on AI/ML topics in particular.   

2025

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01

Bias testing for DigitalOwl - June 2025

Real case of bias and accuracy testing, not a theoretical framework. Let's get it done!

02

Bias presentation at the ACHS - May 2025

The Actuarial Club of Hartford Springfield invited me to present on bias testing.  What the regulatory framework is, how to do it, and why actuaries should be involved.

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03

ITIC on June 12

Is the Growth of InsurTech Startups a Threat or an Opportunity for Established Insurers?  This was a pleasant conversation with both panelists and attendees.

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(Hint: need to define terms and realize it is
an ecosystem)

04

SOA webcast - Predictive Analytics to Forecast Policyholder Behavior -
June 12

Akur8 and Atidot presented how one can model policyholder behavior, price elasticity, cohort modeling.  Fascinating. Tricky part to do a webcast in the hallway of a conference I was presenting at ;-)​

Site: soa.org

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05

SOA webcast - AI Tools You Can Use - May 27

Live demo of Cursor, ChatGPT and other tools in actuarial settings.  Very engaging

06

AI Regulations - Testing Models for Discrimination - April 22

What is the Colorado SB21-169 telling us?  Where are the regulators moving towards?  Catch the recording or reach out to me to chat.

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07

Comment letter on CO
SB21-169

My suggestions to the Third Party Data and Models Working Group, as well as o Colorado DORA on Regulation 10-1-1

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2022 to 2024

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01

Actuaries Club of Philadelphia

Interesting discussion at the Spring Meeting of the Actuaries Club of Philadelphia on Bias in Insurance on Tuesday, May 14, 2024 at The Kimpton Hotel Monaco. Slides are on the club's site at www.phillyactuaries.org

02

Workshop on Fairness and Discrimination in Insurance

The Laval University organizes an entire day on Fairness and Discrimination on Thursday, May 16 with remote and on-site attendance.  Join us!​

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To register: https://iid.ulaval.ca/jeda24/

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03

Innovation & Fainess

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This presentation to the Colegio Actuarial Mexicano, Chicago Campus, covers current innovation and the process of innovation - Persona, Journey map... - and provides an overview of fairness. 

04

Webcast Fighting Bias

After regulatory and societal perspective, a few rabbit holes were explored and explained how to find and fix possible biases.​

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SOA.org

©SOA

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05

Top Actuarial Technologies of 2022-2023

This survey shows data visualization, PM, and cloud computing/storage top the list, with increase frequency of usage since 2019, followed by blockchain/distributed ledger, version control/shared coding and RPA.  AI, ML, ChatBots and Unstructured data are nascent.

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https://www.soa.org/resources/research-reports/2019/actuarial-innovation-technology/

@SOA

06

TechTalk: AI Ethics Showdown

MassChallenge presented TechTalk: AI Ethics Showdown, where AI thought leaders share their unique perspectives on AI responsibility and how startups play a critical role in shaping the future of artificial intelligence. 

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07

Model validation white paper

Model validation is one of the basic tasks an actuary does. This white paper should help ensure all aspects are covered.

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White Structure
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01

Zero-Knowledge Proofs: Emerging Opportunities for the Insurance Industry

Zero-Knowledge Proofs (ZKPs) represent an innovative suite of cryptographic algorithms that empower various parties, especially the insurance community, to validate the accuracy of sensitive information without revealing the actual information itself.

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https://www.soa.org/4a8205/globalassets/assets/files/resources/research-report/2023/zero-knowledge-proof.pdf

@SOA

02

Alternative Data Usage in Life and Health Insurance

Alternative data sources beyond policy in-force data and claims data are increasingly seen as a valuable resource for life and health insurance. These non-traditional data sources can have advantages due to, among other factors, the speed of data collection, increased data accuracy and granularity, and the provision of information on lifestyle and behavioral characteristics.

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https://www.soa.org/4a7df5/globalassets/assets/files/resources/research-report/2023/alternative-data-usage.pdf

©SOA

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03

InsurTech Update - 06/2023

Contextualized insights on the state of the InsurTech Ecosystem

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https://www.soa.org/49ecd7/globalassets/assets/files/resources/research-report/2023/insurtech-insight-2023.pdf

@SOA

04

Innovation in Life Underwriting

Evaluate epigenetic, medical tests, and wearable  for use in Life UW based on the value added, workflow integration, regulation sensitivity, reputational risk, vulnerability and other implementation obstacles.   

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https://www.soa.org/49b2c6/globalassets/assets/files/resources/research-report/2023/innovations-affecting-underwriting.pdf

@SOA

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