Research
Independent actuarial research gives insurers the evidence base needed to set assumptions, validate models, and navigate shifting regulatory and market conditions. High‑quality research transforms raw data into credible insights—supporting pricing, valuation, capital, and enterprise risk decisions with clarity and defensibility. Industry practice research further strengthens this foundation by calibrating company initiatives and innovation efforts against emerging norms, competitive positioning, and market expectations.
Scope of Services
We provide independent actuarial research and consulting services designed to support strategic decision-making and regulatory compliance for insurers.
Experience Studies & Assumption Development
Designing and executing mortality, lapse, morbidity, expense, and claims studies, then translating results into transparent, supportable assumptions grounded in credibility theory, internal experience, and industry benchmarks. This combined approach ensures assumptions reflect both company specific data and broader market practice.
Market & Regulatory Research
Analyzing new regulations, supervisory guidance, and market developments to help insurers anticipate shifts in expectations and adapt pricing, valuation, and governance frameworks proactively.
Industry Research & Benchmarking
Evaluating competitor practices, emerging norms, innovation trends, and market positioning to help insurers calibrate initiatives, validate strategic direction, and align innovation efforts with what is gaining traction across the industry.
Enterprise Risk Management
Developing and analyzing stress scenarios, economic environments, and risk factor combinations that reflect real world dynamics and support ORSA, capital planning, and enterprise risk frameworks.
Why Chose David Schraub Actuarial Services
Research requires more than technical analysis—it demands actuarial judgment, regulatory fluency, and independence. David Schraub Actuarial Consultancy brings senior-level expertise with a cost-effective delivery model, supported by a scalable bench through partnerships. The firm integrates company-specific data, industry benchmarks, and emerging market practices to produce research that is rigorous, transparent, and strategically calibrated. Clients receive insights that withstand executive and regulatory challenge while guiding innovation and competitive positioning.