Appointed Actuary
The Appointed Actuary plays a critical role in ensuring that reserves, assumptions, and actuarial opinions meet regulatory expectations and withstand executive and audit scrutiny. For insurers operating in complex regulatory environments—especially New York—independent actuarial judgment provides clarity, credibility, and confidence in financial reporting.
Scope of Services
Independent actuarial judgment provides clarity and confidence through rigorous analysis and clear regulatory alignment.
Actuarial Opinion & Supporting Memorandum
Preparing the Statement of Actuarial Opinion and Actuarial Opinion Summary with full documentation of methods, assumptions, governance, and regulatory alignment, including New York–specific requirements.
Reserve Adequacy & Assumption Review
Evaluating reserve methodologies, experience data, and assumption sets to ensure they are supportable, transparent, and consistent with ASOPs and state regulatory expectations.
Regulatory Interaction & Examination Support
Coordinating with state regulators, responding to inquiries, and supporting examinations with clear, defensible actuarial rationale.
Governance & Board Reporting
Providing independent reporting to Boards and senior management, including reserve analyses, trend insights, and emerging risk considerations.
Why Choose David Schraub Actuarial Services
Appointed Actuary work requires more than technical proficiency—it demands independence, seasoned judgment, and deep familiarity with regulatory expectations. David Schraub Actuarial Consultancy delivers senior‑level expertise with a cost‑effective structure, supported by a scalable bench through partnerships. Clients receive actuarial opinions and supporting work that are rigorous, transparent, and ready for regulatory and executive challenge.