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Bermuda 

Bermuda is one of the world’s most sophisticated insurance jurisdictions—combining regulatory rigor, speed to market, and a deep ecosystem of actuarial, legal, and reinsurance expertise. For insurers operating on the island or evaluating Bermuda structures, independent actuarial insight ensures that governance, assumptions, and financial reporting meet both Bermuda Monetary Authority (BMA) expectations and global standards.

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Scope of Services

Deep actuarial insight ensuring that governance, assumptions, and financial reporting meet both BMA expectations and global standards.

Regulatory Filings & BMA Engagement

Preparing and reviewing actuarial components of BMA filings, including regulatory returns, capital assessments, and documentation supporting internal models. Ensuring alignment with BMA guidance, international standards, and evolving supervisory expectations.

Bermuda Reserving & Assumption Review

Evaluating reserving methodologies and assumption sets for Bermuda entities, ensuring transparency, defensibility, and consistency with both local and global actuarial standards.

Economic Balance Sheet & Capital Support

Supporting the development and review of Economic Balance Sheet (EBS) calculations, capital requirements, and scenario testing. Providing independent validation of assumptions, methodologies, and governance frameworks used in capital assessments.

Cross‑Jurisdictional Coordination

Helping insurers align Bermuda operations with U.S. and international regulatory frameworks, including coordination with Appointed Actuary work, valuation standards, and enterprise risk management practices.

Why Choose David Schraub Actuarial Services

Bermuda work requires a blend of actuarial rigor, regulatory fluency, and independence. David Schraub Actuarial Consultancy delivers senior‑level expertise with a cost‑effective structure, supported by a scalable bench through partnerships.

Clients receive actuarial support that is transparent, defensible, and aligned with both BMA expectations and global best practices.

Building or optimizing a Bermuda structure?

A conversation can clarify the actuarial and regulatory support your organization needs.

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